RICHARD GILBERT

We are now extremely happy homeowners, and we definitely could not have done it without Joe! He is very knowledgeable about the entire home buying process and took the time to patiently explain it to us (several times if needed). This was the largest purchase we had ever made, and I was a nervous wreck during the process. Joe was very understanding of my situation and need to move out of my prior house. We simply cannot express our gratitude for all of Joe's help and dedication in helping us to achieve our dreams.

I was very impressed with you and how easy you are to get a hold of. My mom is a realtor and is planning to move here and I will be telling her to use you as her go-to lender. I may be young but I have done a lot of business with people and you were by far the easiest to work with and quickest to respond. and you were by far the easiest to work with, quickest to respond, and kept me very filled in on the process. It was a pleasure to work with you.

Just wanted to thank you so much for all your help in attaining our loan and for moving the closing along smoothly. We love our new home. We will always be grateful for all your help and thanks for being there to answer our questions or concerns any time of the day or night. You are the BEST!