Nicolle Gainey

I am here to help you with all your mortgage needs. I have extensive experience with first-time homebuyers, 2nd or Vacation properties and Investment properties. My experience carries over into refinancing of any property you own, whether it be to lower your payment, use equity for debt consolidation, or to do home upgrades. My goal is to use my experience to help simplify the lending process for you with step-by-step guidance from application to closing. I am on this journey with you!

I joined Shelter Lending Services as a Senior Loan Officer in 2023 with 17 years of mortgage industry experience. I earned a bachelor’s degree in business management from Coastal Carolina University. I have called the Myrtle Beach area my home since 1987 and currently reside in Pawleys Island, SC. In my free time I enjoy playing golf, boating, hiking, and spending time on the beach. I am committed to your mortgage needs and look forward to connecting with you regarding your home loan, today.